AW Realty Group

If you’re on the hunt for a new home in the new year you don’t have to wait for the ball to drop – you can start acting on your new year resolutions  now  to prep for one of the biggest purchases of your life! AW Realty Group has put together some top tips if your goal for 2019 is to become a  homeowner . Pinch Those Pennies Saving for a down payment on a new home is one of the most important parts of the homebuying process. It’s important to plan out your savings now if your goal is to purchase a new home in the future. The  median sales price of a home  in the U.S. is now $235,000 – you may need at least 20 percent as a down payment or close to $50,000. Check Your Credit Make sure there are no surprises on your credit report. One of the first things your mortgage lender will do is check your credit to determine your debt-to-income ratio to determine how much of a mortgage loan you qualify for. According to  credit-rating company Equifax , a score of 6...